In Between Blackjack Side Bet

Here's the quick version: the In Between side bet is a simple wager that runs parallel to your main blackjack hand. You're betting on whether the dealer's next card falls between the value of your first two cards. Low complexity, high variance, and completely independent from your regular blackjack decisions.

Let's break down how it works, when it pays, and whether it belongs in your betting strategy.

What Is the In Between Side Bet in Blackjack?

The In Between bet is an optional side wager offered at some blackjack tables, both live and online. You place it before cards are dealt, and it resolves based on your first two cards plus the dealer's upcard.

The logic is straightforward: if the dealer's upcard lands between your two card values, you win. If it falls outside that range or matches one of your cards, you lose.

This bet plays out fast. No decisions required. No hand-splitting or doubling complications. Just three cards and a clean yes-or-no outcome.

How It Differs from Standard Blackjack Wagers

Standard blackjack is a game of decisions. You hit, stand, double, or split based on what you're dealt and what the dealer shows. Strategy matters. Timing matters.

The In Between bet removes all of that. It's a pure probability wager. You can't influence the outcome once the cards hit the felt. That makes it fundamentally different from the main game, where skillful play can shift the house edge down to under 1%.

This side bet lives in a higher-variance space. You're chasing specific card sequences rather than playing the percentages over time.

Which Blackjack Variants Offer This Side Bet

The In Between bet isn't standard across all blackjack games. It shows up most often in these formats:

You won't find it at every table. Some casinos prefer to feature Perfect Pairs or 21+3 instead. If you're playing crypto blackjack online, check the table rules or game description before you sit down.

How the In Between Side Bet Works

Let's walk through what happens from bet placement to payout.

Step-by-Step Gameplay Mechanics

  1. You place your In Between bet in the designated circle before any cards are dealt. This happens at the same time as your main blackjack wager.
  2. You receive your first two cards. These define your "range."
  3. The dealer draws their upcard. This is the card that determines whether you win or lose.
  4. The bet resolves immediately. If the dealer's card falls between your two card values, you win. If it matches one of your cards or falls outside the range, you lose.

That's it. The side bet is done before you even make your first blackjack decision.

Card Value Rules and Eligibility

Cards are ranked by their face value:

  • Aces = 1 or 11 (usually counted as 1 for range purposes)
  • 2–10 = face value
  • Face cards (J, Q, K) = 10

Your two starting cards create a "spread." The wider the spread, the better your chances.

Example: You get a 4 and a 9. The dealer needs to pull a 5, 6, 7, or 8 for you to win. That's four cards out of the remaining deck.

If you're dealt a 10 and a Queen, both count as 10. There's no spread. The bet loses automatically.

When the Bet Wins, Loses, or Pushes

Win: The dealer's upcard is higher than your lower card and lower than your higher card.

Lose: The dealer's upcard is equal to or outside your card range.

Push: Some versions push if the dealer's card matches one of yours. Others count it as a loss. Check the specific table rules.

Most tables don't offer a push option. If the dealer pulls a matching card, you lose.

Handling Edge Cases (Pairs, Ace-High, Same Card Value)

Pairs: If you're dealt a pair (two 7s, for example), there's no range. The bet loses immediately.

Aces: Typically valued at 1 for range purposes. If you get an Ace and a 5, your range is 1 to 5. The dealer needs a 2, 3, or 4.

Same card value (non-pair): If you get a Jack and a King, both count as 10. No range. Automatic loss.

These edge cases happen often enough to matter. Pairs show up roughly 6% of the time, which means 1 in every 17 hands will auto-lose before the dealer even flips a card.

In Between Side Bet Payout Structure

Payouts vary by casino and table, but most follow a similar structure based on how narrow your card spread is.

Standard Payout Odds

The typical payout structure looks like this:

  • Spread of 1 card (e.g., 7 and 9): 10:1
  • Spread of 2 cards (e.g., 6 and 9): 5:1
  • Spread of 3 cards (e.g., 5 and 9): 3:1
  • Spread of 4+ cards (e.g., 3 and 9): 1:1

The tighter your range, the bigger the payout. That makes sense—you're less likely to hit, so the casino compensates with higher odds.

Bonus Payouts for Narrow Ranges

Some tables sweeten the deal for ultra-tight spreads. If you land a consecutive pair (like 7 and 8) and the dealer pulls the middle card (a 7), you might hit a 15:1 or even 20:1 bonus payout.

These bonuses are rare. They're designed to keep the bet interesting, not to shift the odds in your favor.

Casino-Specific Payout Variations

Not every casino uses the same payout table. Some adjust the spread-based multipliers to tweak the house edge. Always check the posted rules at your table.

Online casinos using Evolution Gaming or Ezugi typically stick to the standard structure. Land-based casinos might customize theirs to fit local preferences or regulatory caps.

House Edge and RTP of the In Between Side Bet

Let's talk math. This bet carries a significantly higher house edge than the main blackjack game.

How the House Edge Is Calculated

The house edge depends on two factors: payout odds and probability distribution across card spreads.

Here's the breakdown for a standard six-deck shoe:

  • Pairs (no spread): Immediate loss, happens ~6% of the time
  • Spread of 1: Win rate ~4%, payout 10:1
  • Spread of 2: Win rate ~8%, payout 5:1
  • Spread of 3: Win rate ~12%, payout 3:1
  • Spread of 4+: Win rate ~16–25%, payout 1:1

When you run the full probability tree, the house edge lands somewhere between 3.5% and 5.5%, depending on the exact payout table and deck count.

Compare that to blackjack's ~0.5% house edge with basic strategy. The In Between bet is 7–10 times more expensive to play long-term.

Impact of Deck Count on House Edge

Single-deck games would shift probabilities slightly, but most casinos offering the In Between bet use six or eight decks. More decks flatten the probabilities, which keeps the house edge stable.

Card removal effects exist, but they're minimal unless you're tracking spreads across multiple hands. Most recreational players won't see a meaningful edge from deck composition alone.

In Between Side Bet Strategy

Can you beat this bet with a strategy? The short answer: not really. But you can play it smarter.

When It Makes Mathematical Sense to Place the Bet

Mathematically, there's no scenario where the In Between bet becomes +EV (positive expected value) without an edge play like card counting. The house edge bakes into every hand.

If you're playing it, treat it as entertainment, not an investment. Budget it separately from your main blackjack bankroll.

That said, if you're chasing a short-session variance spike and you're okay with the risk, the bet can create big swings fast. Just know you're paying for that volatility.

Card Counting and the In Between Bet

Card counters can theoretically gain an edge on the In Between bet by tracking which card values remain in the shoe. If low cards are depleted and high cards are stacked, wider spreads become more likely.

But here's the catch: the edge gain is minimal, and the mental bandwidth required to count for both blackjack and the side bet simultaneously isn't worth it for most players. You're better off putting that focus into your main game.

Professional counters rarely bother with side bets unless the payout structure is unusually generous. The In Between bet doesn't meet that threshold.

Bankroll Considerations for Side Bet Players

If you're going to play the In Between bet regularly, set a strict cap. Treat it like a separate budget line.

A reasonable approach: allocate 10–15% of your session bankroll to side bets, and split that across multiple hands. Don't chase losses. Don't double up after a cold streak.

Side bets burn through bankrolls faster than main-game play. The variance is higher, the house edge is steeper, and the psychological pull to "get it back" is strong.

In Between vs. Other Popular Blackjack Side Bets

Let's compare the In Between bet to three other blackjack side bets you'll commonly see at crypto blackjack tables.

Side-by-Side Comparison

Feature In Between Perfect Pairs 21+3 Lucky Ladies
How It Works Dealer's upcard falls between your two cards Your first two cards form a pair Your two cards + dealer upcard make a poker hand Your first two cards total 20
House Edge 3.5–5.5% 3–6% 3–4% 17–25%
Variance High Medium Medium Extremely High
Max Payout 10:1–20:1 25:1–30:1 100:1 1000:1
Min Payout 1:1 5:1–6:1 9:1 4:1
Decision Required None None None None
Pair Dependency Auto-lose on pairs Wins on pairs Neutral Neutral
Frequency of Wins 15–25% ~7% ~8% ~4%
Strategy Impact Card counting (minimal) None None None
Best For Range calculation fans Simple, clear outcomes Poker players High-risk chasers

Detailed Payout Structures

In Between Payout Table

Your Card Spread Example Payout Win Probability*
No spread (pair) 7-7 Auto-loss 0%
1 card 7-9 10:1 ~4%
2 cards 6-9 5:1 ~8%
3 cards 5-9 3:1 ~12%
4+ cards 3-9 1:1 16–25%

*Six-deck shoe

Perfect Pairs Payout Table

Pair Type Description Typical Payout
Mixed Pair Different suits, different colors (7♠ 7♦) 5:1–6:1
Colored Pair Same color, different suits (7♠ 7♣) 10:1–12:1
Perfect Pair Same rank and suit (7♠ 7♠) 25:1–30:1

21+3 Payout Table

Poker Hand Description Typical Payout
Flush All three cards same suit 5:1–9:1
Straight Sequential ranks, mixed suits 10:1
Three of a Kind All three same rank 30:1
Straight Flush Sequential ranks, same suit 40:1
Suited Trips Three identical cards 100:1

Lucky Ladies Payout Table

Hand Type Description Typical Payout
Any 20 Two cards totaling 20 4:1
Suited 20 Same suit totaling 20 9:1–10:1
Matched 20 Same rank and suit 19:1–25:1
Queen of Hearts Pair Two Q♥ 125:1–200:1
Q♥ Pair + Dealer BJ Ultimate combo 1000:1

Expected Value Comparison (Per $10 Bet)

Side Bet House Edge Expected Loss Variance Rating
In Between 4.5% (avg) -$0.45 High
Perfect Pairs 4.5% (avg) -$0.45 Medium
21+3 3.5% (avg) -$0.35 Medium
Lucky Ladies 21% (avg) -$2.10 Extreme

Win Frequency vs. Payout Potential

Side Bet How Often You Win Average Payout When You Win Volatility
In Between 15–25% 1:1 to 3:1 (most common) High
Perfect Pairs ~7% 5:1 to 12:1 (most common) Medium
21+3 ~8% 5:1 to 10:1 (most common) Medium
Lucky Ladies ~4% 4:1 to 10:1 (most common) Extreme

Mathematical Efficiency Score

Lower is better. This shows how much house edge you're paying per unit of entertainment.

Side Bet House Edge Avg Hands to Win Efficiency Score*
21+3 3.5% ~13 0.27
Perfect Pairs 4.5% ~14 0.32
In Between 4.5% ~5 0.90
Lucky Ladies 21% ~25 5.25

*House edge × (100 / win frequency) = relative cost

Which Tables Offer Each Bet

Side Bet

Land-Based Availability

Online/Live Dealer

Crypto Casino Availability

In Between

Regional (sporadic)

Evolution, Playtech, Ezugi

Medium

Perfect Pairs

Very common

Nearly universal

Very High

21+3

Very common

Nearly universal

Very High

Lucky Ladies

Common (U.S. mainly)

Select providers

Medium

Quick Decision Matrix

Choose In Between if:

  • You enjoy range calculation
  • You want frequent small wins mixed with occasional big hits
  • You're comfortable with high variance

Choose Perfect Pairs if:

  • You want simple yes/no outcomes
  • You prefer lower variance side bets
  • You like the thrill of suited/perfect pair bonuses

Choose 21+3 if:

  • You come from a poker background
  • You want the best house edge among common side bets
  • You prefer poker-style hand recognition

Avoid Lucky Ladies unless:

  • You're purely playing for entertainment
  • You have a dedicated side bet budget you're okay burning
  • You're chasing a single big hit and accept the cost

The In Between bet sits in an interesting middle ground. It's not the cheapest side bet, but it's far from the most expensive. Win frequency is decent, but payouts stay modest unless you hit tight spreads.

For crypto blackjack players who want something different from Perfect Pairs or 21+3, it's worth trying.

Tips for Playing the In Between Side Bet

Here's how to approach this bet without bleeding chips.

Setting a Side Bet Budget

Decide upfront how much you're willing to spend on side bets, separate from your main blackjack bankroll. A good rule: 10–20% of your total session budget, max.

If you're playing with $500 for the session, cap your In Between bets at $50–$100 total. Spread that across multiple hands rather than dumping it all on one shot.

Track your side bet spending separately. It's easy to lose count when you're focused on your main hands.

Avoiding Common Mistakes

Don't chase losses. If you go cold on the In Between bet, don't start doubling your wager size to recover. That's how bankrolls evaporate.

Don't play it every hand. The house edge doesn't change, but your exposure does. Playing it selectively keeps variance from crushing your session.

Don't confuse side bet wins with main game profit. A big side bet payout feels great, but if you're losing your main hands, you're still behind overall.

Knowing When to Skip the Side Bet Entirely

If you're playing blackjack to grind out long-term profit, skip the In Between bet entirely. The house edge is too high to justify regular play.

If you're playing for entertainment and you enjoy the extra variance, budget it accordingly and treat it as a bonus feature, not a strategy.

There's no shame in ignoring side bets. Most serious players do.

Blackjack Side Bets